Imagine: it’s July, getting close to triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioning, no more cool air blowing into your home to keep it comfortable. It’s gone.
So you call an air conditioning company to come perform an inspection and they tell you what you already knew – it’s time you purchased a new AC system. And then they follow up with something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you want, the type of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the hottest time of the year soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an air conditioner repair or replacement is mandatory, it is crucial that we have affordable financing options available.
At Fras-Air/General Service Experts we have several financing options for people looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Fras-Air/General Service Experts also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new HVAC system more affordable, while also investing in an efficient system that will help lower energy bills while providing home comfort.
The financing programs at Fras-Air/General Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what are you waiting for? Call Fras-Air/General Service Experts today for a free in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!